Money is Evil?

What stories were you told about money when you were growing up?  What stories about money do you tell yourself and your kids now?

Go ahead, list them…I’ve heard (and told) so many:

  • Money doesn’t grow on trees.
  • Money is evil (or the root of all evil).
  • Rich people are snobs, bitches, a-holes…they don’t care about anyone but themselves.
  • Money is hard to come by…you have to work hard for money.
  • If you don’t work hard, you don’t deserve money.
  • There’s not enough money…you can’t afford to ________.
  • Rich people are spoiled.
  • So and so was born with a silver spoon in his mouth.
  • People with money are crooks/crooked – they never made an honest day’s wage.
  • You’re not smart enough to make a lot of money.
  • You can’t take it with you, so you might as well spend it and enjoy life now.
  • You have no idea where the money goes – it just seems to disappear.
  • Money is elusive…just when you’re starting to build some savings, something happens (illness, car repairs, home repairs, etc.) to drain your bank accounts.
  • You’ll never get out of debt.
  • You’ll never have enough money to do the things you want to.

(And so on)

Do you cringe or stress every time you look at a bill or your bank accounts, and start complaining about said bill or bank account?

Now, if you were Money, and I kept telling all these stories about you, would you ever want to hang out with me or help me?  Likely not.

Here’s the thing – The energy you put out there is the energy you get back.  So if you’re always complaining about Money, how hard it is to get money, how bad it is, well, guess what – you’re not making a good invitation for Money to come and stay with you.

Start paying attention to the energy and words you put around money.  Go ahead, write down all your money stories (how you feel about it, what you think about it).  Acknowledge how you’ve been treating money.  Then apologize, and start showing it some love instead…start inviting it into your reality and show it some appreciation.  Here are some things you COULD do instead of complaining about Money:

  • Be grateful for every dollar coming in AND going out (yes, be grateful for your bills too, and what they represent).
  • Dream about Money and all the positive ways it can contribute to you.
  • Imagine what Money looks like, feels like, and how it feels to have Money.
  • Start asking questions about how you can have more money, or how you can do xxx with more money.

 

The truth is, Money makes life easier, allowing you to do more and experience more of what brings you and your family joy.  Just think – the more money you have, them more good you can do in this world.

I invite you to shift your money stories – from contracting and negative to expansive and empowering.  What would your life BE like with Money as your partner?

Visit www.visionspire.ca/events for upcoming workshops and programs that will transform your money stories and help you create a healthy relationship with Money and finance.

 

What is Financial Wellness?

It’s no secret that money is the #1 factor causing stress – affecting our mental and physical wellness. It’s also no secret that it takes awareness, know-how and empowering money mindsets, along with INSPIRED action to create the stressless financial reality that you desire.

Financial wellness (and “freedom”) is a mental, emotional, and educational process that provides for an intricate balance of the mental, spiritual and physical aspects of money.  It involves having an understanding of your financial situation and taking care of it in such a way that you are prepared for financial changes…and knowing where your money comes from and where it is going.  One of the first questions I ask my clients is whether they track their money…most of them say no.  In fact less than 40% of North Americans have a good understanding of their finances, and even less (20%) actually have a plan for their financial future.  Without the awareness and planning for your desired financial reality, it’s easy to become controlled by circumstance, fall “victim” to the “poor economy”, to peer pressure, to rising consumer debt – a deterioration of financial wellness.

What does financial wellness (and “freedom”) look like to you? And what actions are you taking daily to adopt those empowering mindsets and take that INSPIRED action to have your financial freedom?

Feel free to leave comments below, or send me an email – would love to hear your views.

PS – If I could give you a simple solution that would promote and empower your financial well-being (in as quick as just a few minutes), would you say yes? Click [YES] to find out how.

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Getting Comfortable with Money

The more comfortable you get with Money, the more you empower yourself.

I hear many people say they don’t pay attention to their finances because it stresses them out (likely a huge factor behind today’s low financial literacy rates).  One of the reasons for this stress is that they don’t know what to look at or what to do.

Let me tell you a story to shift this perspective.

I have a client who, 9 months ago, had this same perception of money – it was stressful.  She never looked at her numbers, and as long as her debit card worked, she felt everything was ok.  Her husband took care of all the finances (and the stress of dealing with it).  He balanced her books for her and took care of their personal money matters for which she had no awareness or interest.

Then she heard me speak about having a relationship with Money (instead of treating it like just a thing, or a “necessary evil”), which completely shifted her perception and way of being with Money.  She started paying attention to it, understanding it, and looking for ways to bring more money in.

This client recently told me that she now looks at her numbers daily, has gone to her bank about reducing fees and asking about investments (something she had zero knowledge of 9 months ago), and is becoming her own money “guru”.

This new “relationship” with money has empowered her beyond her imagination (and beyond her husband’s imagination) – giving her more confidence in her business and in her relationships, and resulting in greater ease for her business and her family.

Money is the #1 factor causing stress in North America, but it doesn’t have to be.  When you shift your perceptions, and pay attention to your finances, ask questions and learn more about them, you WILL become empowered to take INSPIRED action to build your net worth.

What actions will you take today to empower yourself with money and finance?

 

[author] [author_image timthumb=’on’]http://54.82.103.175/wp-content/uploads/2017/06/Linda-Spencer-Visionspire-cropped.jpg[/author_image] [author_info]Linda Spencer brings 20 years of professional accounting and tax knowledge to her more recent accreditation as a Certified Money, Marketing & Soul Coach. Through her money mindset and profitability workshops, group training programs, guest speaking and 1-1 coaching, she helps heart centered business owners transform their relationship with money & finance (reducing their money stress), so they can do more of what they love with greater ease and joy. If you would like to be more empowered to create the business (and life) you imagine, with Money as your PARTNER, Linda can help. Contact her for a no-obligation 30 minute complimentary Clarity Call to learn what your next steps should be. [/author_info] [/author]

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Money Conversations – They Don’t Have to be Tough!

How much do people owe you?  How long has it been outstanding?  How much more ease would it create to have than money in your hands now?

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I used to have a really hard time asking for money from people who owed it to me (and I hated making those collections calls as a student working in Accounts Receivable), and I still do to some degree, especially with loved ones and when I know the person is struggling.  But it does nothing for my cash flow to not have in coming in (and can actually create financial hardship for myself)…so I’ve learned how to have those courageous conversations to collect the money that people owe me for the services I’ve provided them, to create more ease for me.

When it comes to collecting money, having money conversations can be tough, but they don’t have to be.  

Here are some tips for diffusing the anxiety around money conversations:

1 – Be clear in the outcome you want.

2 – Have compassion and grace.

3 – Put yourself in the other person’s shoes for a moment to have an awareness of them and their energy.

4 – Hold the other person as powerful that they can pay you what they owe you with ease and grace, right away.

5 – Connect with the person and invite them into conversation.

6 – Ask for the money, respectfully and graciously, reminding them of your terms of agreement.

7 – Get their payment or commitment to pay (preferably in writing), and get their payment details to set up automatic payments.

8 – You can be bold and powerful in your conversation, but have some lightness at the same time.

 

I shared these tips on DAY 1 of my FREE online SHOW ME THE MONEY 4-Day Challenge that kicked-off this morning.  One of my clients used these tips in my 8-Week CFO Master Jump-start program and collected $70,000 of outstanding debt in 6 weeks!  How amazing is that?!

It’s not too late to join in on the FUN of re-ENERGIZING Your cash flow in the SHOW ME THE MONEY 4-Day Challenge that runs July 25-28, with replays available until August 8th.

Why NOT make money fun?? We’ve had so many years and lifetimes of making money serious and being in the head-space of “not enough”…it’s time to get out of that space and into the fun abundant space that truly exists!

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If you find yourself struggling with money conversations and are ready to change that, I’d be happy to help…book your complimentary Money Clarity Session with me to see how we can work together to empower your money conversations.

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